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自荐信
Letter of self recommendation
Name
Huanzhu cv
Believe in yourself, take on your challenges, dig deep within you to overcome fears, and never let go of your dreams, for they are the fuel that propels
EDUCATION
REGISTRATION INFORMATION.
WORK EXPERIENCE
INTERN ACTIVITIES
20xx.4-present
Guangzhou Qishu Information Technology Co., Ltd.
Operation team
Akulaku provides financial technology services in Southeast Asia.
It is an E+ round unicorn, providing consumer finance, digital banking, insurance, P2P and other services, and has more than 50 million users.
In the consumer finance business department, I am in charge of asset-side operations in the Indonesian market. In the past five years, the transaction volume of the business I am in charge of has increased from $10m/month
My experience can be roughly divided into five stages:
Phase 1, 2018.4-2018.9,the core indicators are the amount of new assets and the number of users per month.
Through actions such as optimizing financial products, doing big promotions, introducing brand sellers, and adding new service areas, I have achieved significant growth for the consumer finance business, and won the company's only quarterly star in the third quarter. In June of the same year, I began to work abroad for 3 years.
Phase 2, 2018.9-2019.9, the core indicators are the amount of new assets and the number of users per month.
Through the introduction of cross-border supply chains in self-operated consumption scenarios, in-depth cooperation with local brands, and the introduction of down payment promotions, etc., a 100% increase in monthly new assets has been achieved, and the scale of the outstanding loan balance has been greatly increased.
At the same time, I managed a team of 20+ Chinese and 100 Indonesians.
Phase 3, 2019.9-2020.12, the core indicators are NPL, the amount of new assets per month, and the number of users.
During the epidemic period, the average income of users has decreased, the industry's credit default rate has increased, the weight of risk control has increased, and the priority of growth has decreased.
As a financial product operator, I optimized the repayment process and credit granting process, and worked with the risk department to control the repayment risk, adjust the asset structure, increase the proportion of high-quality users, and control NPL within a controllable range under the epidemic.
In terms of asset growth, by deeply cultivating top categories such as mobile phones and virtual reality in the self-operated consumption scene, exclusive release of new products, direct connection and cooperation with operators, and introduction of OTA products, etc., the monthly new assets of the self-operated consumption scene increased by 50%.
At the same time, I operate as a white-label product and launched Lazada Paylater at the end of 2020. Through the whitelist strategy, payment pass rate optimization, and pre-loan/during strategy optimization, the monthly new asset amount will reach 10 million US dollars per month within 1 year. Awarded the Outstanding Team of the Year.
Stage 4, 2021.1-2021.9, the core indicators are the amount of new assets and the number of users per month.
I am responsible for the growth of assets in the self-operated consumption scene. Through in-depth cooperation with brands, linkage with user operations, and marketing departments, the amount of new assets increased by 20% every month. Channel Top2~3.
At the same time, I am responsible for the operation of the payment center, and have made excellent performance in reducing costs, improving the success rate, and reconciliation of the middle office, which is mentioned in detail in the later project experience.
Stage 5, from September 2021 to now, the core indicators are the amount of new assets per month, the number of users, cost, and experience.
I am responsible for the operation of European consumer finance projects from 0 to 1. I am responsible for the asset amount, payment success rate, and operating profit. I have served 300,000 European users and added 3m euro assets.
In the Indonesian market, I am in charge of customer service, merchant management, and payment departments. The goal is to reduce costs and increase efficiency. The annual goals have all been exceeded, saving the company more than 100 million yuan per year, and won the annual excellent team.
20xx.7-20xx.4
Guangzhou Qishu Information Technology Co., Ltd.
Category manager
Lexin provides financial technology services in China. Installment Le is a consumer credit product of Lexin, which provides inclusive financial services for young people.
I am recruiting on campus in installments. I have been working for 1 year and 10 months. The job indicators are mainly GMV and gross profit of watches, accessories, and sports and outdoor categories. The main work content is business operations, event operations, and product operations.
A variety of operating methods have improved the GMV and gross profit performance of multiple categories.
PROJECT EXPERIENCE
CAMPUS ACTIVITIES
HONORS & AWARDS
SUMMARY
I think I have strong learning ability and good self-motivation with many years of experience in consumer finance and team management.
In the past, I was responsible for many diverse businesses, and I needed to learn new knowledge constantly and quickly.
For example, in order to improve industry insights, I took the initiative to analyze hundreds of topics for more than 500 hours;
for work needs, I took the initiative to take 50+ online English classes to pick up spoken English;
in order to improve business and management thinking, I researched and applied for MBA at Peking University, prepared for interviews, and participated in national interviews. I took hundreds of hours of joint entrance examination and successfully got an offer;
in order to improve my management ability, I learned a lot of management methods. The average working experience of the current team members is over 10 years.
I have done many projects, experienced many times of 0-1, failed a lot, and succeeded a lot. The consumer installment business has experienced a 7-fold business growth in 4 years, which can be regarded as going from 1 to 10. Now go in the stage of 10 to 100.
A typical owl character, respects mathematics and logic, is more truth-seeking, and does not blame others.
I have a continuous interest in finance. In addition to consumer finance at work, I also have a wide range of personal financial management.
I have participated in cryptocurrencies, stocks, funds, P2P, and fixed-income products.
The annualized financial management rate of return reaches 10%+.
SKILLS
篇幅不要太长，注意结合简历整体的美观度,我的技能特长应做到突出自身符合目标岗位要求的“卖点”，避免过多使用形容词，而应该通过数据及实例来对自身价值进行深化。
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篇幅不要太长，注意结合简历整体的美观度,我的技能特长应做到突出自身符合目标岗位要求的“卖点”，避免过多使用形容词，而应该通过数据及实例来对自身价值进行深化。
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